New construction vs resale
One has a warranty. The other has a neighborhood. Let's compare.
Example situation
“My buyers are comparing a $410k new build (3/2, 1,800 sqft, builder incentive, CDD) with a $385k resale (3/2, 2,100 sqft, updated kitchen, established neighborhood, no CDD). They like the new build warranty but the resale has more space. They keep going back and forth.”
Judgment —
The resale is the better financial deal. The new build is the better emotional one. Pick which matters more.
Reality —
The new build at $410k with a CDD adds roughly $2,400/yr to the tax bill — that's $200/mo your buyers aren't seeing in the base price. Real monthly cost: new build is $410k + CDD + higher HOA vs. resale at $385k with no CDD. The new build also has lot premium baked in, smaller square footage, and a 10-year structural warranty. The resale has 300 more sqft, an established neighborhood (schools are rated, neighbors are known), and no hidden assessment districts.
Cost —
If they go new: lower maintenance for 5 years, but higher total monthly payment and the CDD never goes away. If they go resale: they might need a new roof in 8 years ($12-15k), but they're paying $25k less upfront and $200/mo less in hidden costs. Over 10 years, the resale saves roughly $50k all-in.
Move:
Make a side-by-side total cost sheet: purchase price + CDD + HOA + insurance + estimated maintenance for both. Show your buyers the real monthly number, not just the sticker price. Let the math make the argument.
Real OneShot output — 1 input, 1 answer, no comfort